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#1 (permalink) | |
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Senior Member
Join Date: Nov 2004
Location: Dartford, Kent
Posts: 976
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#2 (permalink) |
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Senior Member
Join Date: May 2005
Location: Hotel California
Posts: 706
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If this scheme is as efficient as they think it will be, there will be an unmentioned spin-off. To be workable, there will have to be a fool-proof method of car registration which will ensure that no uninsured car is allowed on the road (Like freshly-minted number plates every year) This increased expense will be beyond the means of the 2 million currently uninsured drivers on the roads, a majority of whom are criminals who can't live without 'wheels'. So if they're denied a car of their own, they'll resort to other means which will probably mean car-jackings galore or increased crime to fund a new buggy; I can't think they'll go everywhere by public transport. Or will it be business as usual: 'the law abiding will cough up their charges, so we won't have to chase non-payers.'
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#3 (permalink) | |
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Senior Member
Join Date: Nov 2004
Location: Dartford, Kent
Posts: 976
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Quote:
I suspect you'll find the majority are people on low incomes who need a car simply to work and live but can't afford the ever more exorbitant insurance premiums which come with the current compensation culture. My 4x4 blew up last weekend, and I bought a 1973 Vauxhall Viva for 114.10 off E-bay to keep me mobile while it was in the garage. Insurance cost for a year - with me aged 39 and full no claims bonus - 315.00. My ex-girlfriend tried to insure a Metro a while ago - her aged 30, provisional license - 923.00 per year. Is it any wonder that the young and the poor increasingly take their chances on not hitting anything? I say this not to justify it, but simply to point out that if you're earning the minimum wage, the 923 a year for a 1.1 Metro works out at over 4.7 weeks gross income. With a family and kids, who can afford this? And yet how do you get a job which isn't 200 yards away with no car and ramshackle public transport? Rgds Mark |
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#4 (permalink) |
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Senior Member
Join Date: May 2005
Location: Hotel California
Posts: 706
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True. A local letter writer to our rag protested that the Court fines that people were being hit with for no insurance, were 75% lower than the premiums which his daughters were paying annually. Why not chance it indeed? The Government are trying everything in their power to get Joe Public onto whatever public transport that is available; they've no doubt briefed the ins. companies to jack up premiums and be damned. Nobody loves a smart **** but I prophesied the 'charging' development in Evening Standard letters last Tuesday (not too difficult to predict)
- they declined to give me a UKIP tag though. |
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